Tips on Avoiding Overdraft & Bounced Check Fees

  • Record all of your account transactions; know the current balance in your account. Make sure you have enough money in your account to cover purchases and other withdrawals.
  • Pre-arrange for an automatic transfer from your savings account to your checking account when the balance falls below a certain amount.
  • Apply for a line of credit, offered by the bank. (Normal credit underwriting guidelines apply).
  • Use our 24 hour automated telephone banking to check the balance in your account at any time.
  • Contact us or visit any of our banking center offices to obtain more information on protecting yourself from overdraft and bounced check fees.
Branches & ATM Locations
Located for your convenience.

We have banking centers, ATMs, and ITMs located throughout the area to help meet your needs.

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Oneonta
Alabama

2002 2nd Ave
Oneonta, AL 35121
205.625.4434

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Pinson
Alabama

6811 Hwy 79
Pinson, AL 35126
205.625.4434

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Snead
Alabama

87672 US Hwy 278
Snead, AL 35952
205.625.4434

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Cleveland
Alabama

18045 Hwy 160
Cleveland, AL 35049
205.625.4434

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ITM Location
The Gym

27550 St Hwy 75
Oneonta, AL 35121

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